Knowledge and experience is the core of Long & Foster Mobility. Cost saving title search, title insurance and managed closing costs/settlement services is a contributor to expense for Relocation employees and their employer. We provide Long & Foster Settlement Services’ Prestige Partners to ensure a smooth transaction.
Three things to consider when shopping for a title company
Buying a home is not only one of the largest investments that most people make in their lives, but also one of the most complicated transactions. With so many moving parts and pieces from financing to insuring to closing, it’s critical that your relocation employee(s) work with the best real estate professionals to ensure a smooth and seamless process. When we help buyers shop for a home, we encourage them to research their options to find the best settlement partner.
The cost for title insurance varies across the United States and homebuyers need to make certain they have proper protection for their investment.
To determine title insurance policy premium costs in your area, consumers should talk to a local title company like one of Long & Foster Settlement Services’ Prestige Partners. When comparing fees, it’s important to get detailed information about what services are included to ensure equal comparisons. For example, some rates may include other services provided by the title company, such as conducting the closing and preparing and notarizing documents. When comparing one rate to another, be sure to get detailed information on what is included in that rate, so you have an apples-to-apples comparison.
All real estate is local and consumers should shop for a local title company.
There are many factors to consider when selecting a title insurance company, such as local expertise, service and security standards, market conduct and commitment to the community. Shop around and ask questions to make sure they are comfortable with their title company. Our mobility clients rely upon us for a recommendation of a title company
Considering all of the costs of owning a home can be overwhelming and consumers should remember why their investment needs protection.
New homeowners want to focus on buying new furniture for the living room or painting walls, not worrying about having to pay a bill left behind by a previous owner. An owner’s title insurance policy helps ensure that a homeowner’s bases are covered if any ownership disputes arise. In order to make sure a homeowner has clear rights to a property, the title agent will review prior deeds or mortgages, divorce decrees, court judgments, delinquent taxes and child and spousal support payments, utility or other easements and more. This work is necessary to issue the insurance policy and often includes the cost of conducting a title search, examination, correcting errors, issuing the policy, and, frequently, the settlement or closing for consumers.